- Ripple is revolutionizing global payments by using XRP to enable real-time, cost-efficient cross-border transactions, eliminating the need for pre-funded accounts.
- CEO Brad Garlinghouse emphasized XRP’s speed, scalability, and real-world utility as key advantages over legacy systems like SWIFT and even Bitcoin.
Ripple Revolution: From Dormant Capital to Real-Time Liquidity
In a recent viral clip shared by prominent XRP supporter XRP Avenger (@XRP_Avengers), Ripple CEO Brad Garlinghouse reaffirmed XRP’s groundbreaking role in transforming global payments. Speaking candidly about Ripple’s vision, Garlinghouse emphasized how XRP is actively solving problems that have long plagued the legacy banking system.
Garlinghouse explained that traditional cross-border transactions require banks to hold dormant capital in foreign accounts — a costly and outdated necessity. Ripple is eliminating this friction by using XRP to source liquidity in real-time, allowing financial institutions to transfer value across borders instantly.
“XRP moves value in real time, in seconds,” said Garlinghouse, describing a future where settlement delays and high transaction costs are a thing of the past.
Speed and Efficiency: Why XRP Leaves Bitcoin in the Dust
The Ripple CEO didn’t shy away from comparing XRP to Bitcoin, pointing out XRP’s far superior transaction speed. “Bitcoin can take up to 12 minutes for a single transaction. XRP does it in about three seconds,” he said. This speed, combined with XRP’s scalability, positions it as a preferred solution for banks and payment providers alike.
Monica Long, Ripple’s President, also highlighted XRP’s energy efficiency — noting it’s 120,000 times more efficient than Bitcoin. Together, these metrics make XRP a clear leader in practical blockchain utility.
Real Solutions, Real Customers: XRP’s Quiet Role in Fast Payment
Garlinghouse noted that end-users may not even realize that XRP powers their transactions — and that’s the point. From the consumer’s viewpoint, the transaction is simply faster and cheaper. “What the consumer sees is simply a better product at a better price,” he said.
Despite crypto market volatility and regulatory uncertainties, Garlinghouse stressed that Ripple delivers a real-world use case that’s gaining traction. “We’re solving a real problem for real customers,” he concluded.
With increasing global adoption and bullish sentiment from the community, XRP may be well on its way to replacing SWIFT as the dominant player in international payments.
