- Ripple strengthens its institutional presence as Guggenheim Treasury Services selects the XRP Ledger to issue its Moody’s Prime-1 rated Digital Commercial Paper, bringing tokenized fixed-income assets to the blockchain.
- Ripple’s reliable and scalable XRPL infrastructure enables faster settlement, lower costs, and 24/7 market access, positioning the network as a leading platform for institutional-grade financial products.
Guggenheim Chooses XRP Ledger for Institutional Finance Innovation
In a major boost for Ripple’s institutional footprint, Guggenheim Treasury Services has officially selected the XRP Ledger (XRPL) to issue its Digital Commercial Paper (DCP). This groundbreaking move marks a significant expansion of Ripple’s role in traditional finance by integrating fixed income assets directly on the blockchain. Secured by U.S. Treasuries and rated Prime-1 by Moody’s, Guggenheim’s DCP is now live and accessible on XRPL’s highly reliable public network.
Tokenized and managed via the Zeconomy platform, the DCP allows qualified institutional investors to benefit from faster settlement times, lower transaction costs, and 24/7 market access—advantages rarely available in conventional commercial paper markets. The asset is issued through Great Bridge Capital Company, a bankruptcy-remote entity, ensuring added security. Custom maturities extend up to 397 days, fully collateralized by maturity-matched U.S. Treasury securities.
Why XRP Ledger? Reliability and Institutional-Grade Infrastructure
Since its launch in 2012, the XRP Ledger has proven its robustness with over 3.3 billion transactions processed without downtime or security breaches, supported by a global network of 200+ validators. This unparalleled reliability is a critical factor behind Guggenheim’s decision to leverage XRPL for such a high-stakes financial instrument.
The switch to XRPL enables Guggenheim to scale DCP issuance to meet growing institutional demand, positioning the network as a prime platform for tokenized real-world assets. Zeconomy’s integration further automates issuance and lifecycle management, streamlining treasury operations.
Tokenized Treasury Instruments: The Future of Institutional Finance
Guggenheim’s adoption of XRPL fits into Ripple broader vision of mainstreaming tokenized financial products. The DCP’s blockchain integration opens doors to enhanced liquidity management, cross-border payments, and collateral usage within regulated frameworks. RippleX Vice President Markus Infanger highlights that institutions now see blockchain as a scalable solution for regulated products—underscoring a paradigm shift in institutional finance.
Market forecasts by Ripple and BCG predict that tokenized real-world assets could skyrocket 600-fold by 2033, nearing a $19 trillion valuation. Bond-like products such as Guggenheim’s DCP are expected to lead this transformation, bringing blockchain-powered infrastructure to the core of financial markets.
Institutional Confidence Builds for Ripple and XRPL
Guggenheim’s move to issue Digital Commercial Paper on the XRP Ledger is a powerful endorsement of Ripple’s technology and institutional readiness. This milestone not only strengthens Ripple’s foothold in regulated finance but also accelerates the adoption of tokenized fixed-income assets—ushering in a new era where blockchain meets traditional finance at scale.
