- Ripple potential acquisition of Circle signals a bold strategic move to strengthen its position in the competitive stablecoin and cross-border payments market.
- The move raises key questions about the future role of XRP and whether RLUSD was merely a stepping stone toward acquiring USDC’s dominance.
The cryptocurrency world is abuzz with speculation after reports emerged that Ripple may be pursuing the acquisition of Circle, the issuer of the popular USDC stablecoin. XRP advocate Moon Lambo and pro-XRP lawyer Bill Morgan have weighed in, suggesting that this potential deal could be a strategic countermeasure in an escalating turf war between the two fintech giants.
Moon Lambo pointed out a brewing rivalry between Ripple and Circle, beginning with Ripple’s launch of RLUSD—a stablecoin clearly aimed at the same market niche as USDC. Not long after, Circle rolled out a cross-border payments platform, stepping directly into Ripple’s traditional territory: international remittances. Now, Ripple’s acquisition move may be seen as a bold chess play to outmaneuver a growing competitor.
Bill Morgan: Two Key Questions on Ripple’s Motives
While Moon Lambo focuses on the competitive back-and-forth, lawyer Bill Morgan approached the news with a critical eye. He posed two pivotal questions: Is RLUSD scaling too slowly for Ripple’s ambitions? And was RLUSD ever meant to be the centerpiece, or merely a piece of a bigger acquisition-driven strategy?
Morgan suggests that Ripple may be trying to shortcut its path to dominance in the tokenized payments and stablecoin space by acquiring Circle’s mature infrastructure, user base, and market position. If RLUSD’s growth isn’t meeting expectations, the Circle acquisition could be Ripple’s way of accelerating its stablecoin roadmap.
Ripple’s Position in a Crowded Stablecoin Race
Ripple’s RLUSD entered the market with high hopes of being a regulated, enterprise-ready stablecoin—but it’s up against industry titans like USDC and USDT, which already have deep liquidity and wide integration. Buying Circle would instantly catapult Ripple to the top of the stablecoin food chain, eliminating a major competitor while enhancing its own ecosystem.
What This Means for XRP
If Ripple acquires Circle, it could dominate both the stablecoin and cross-border payments sectors. But it also raises questions about XRP’s role going forward. Will XRP remain Ripple’s primary bridge asset, or will USDC take center stage?
The insights from Moon Lambo and Bill Morgan point to a strategic pivot by Ripple—one that could redefine its long-term vision in digital finance through both innovation and consolidation.
